Intro: verse 1: Well, it's hippity-hop to the bucket shop I lost all my money and now I have flopped And it's hard times, pity poor boy It's hard times when you're down and out verse 2: Well, this is the truth and it certainly exposes A Wall Street proposition is not all roses And it's hard times, pity poor boy It's hard times when you're down and out verse 3: I put up my money to win some more I lost all I had and it left me so sore And it's hard times, pity poor boy It's hard times when you're down and out Instrumental: